| Features & Benefits |
Vantage Checking |
Premium Checking |
Choice Checking |
Freedom Checking |
Merit1 Checking |
| Monthly Service Charge is waived if you have... |
$10,000 minimum daily balance
|
$2,000 minimum daily checking balance, OR $25,000 in combined loan and deposit balances
|
Direct deposit, OR $500 minimum daily checking balance, OR $10,000 in combined loan and deposit balances
|
Not Applicable because this account is FREE
|
N/A
|
| Monthly Service Charge |
$15 |
$10
|
$5
|
NONE
|
$18
|
| Interest (Dividend) Earning Account |
YES
|
YES
|
NO
|
NO
|
NO
|
| Unlimited Check Writing |
YES
|
YES
|
YES
|
YES
|
YES
|
| Overdraft Protection Available |
YES
|
YES
|
YES
|
YES
|
YES
|
|
Shared Branching
|
FREE
|
FREE
|
FREE
|
FREE
|
FREE
|
| CO-OP NetworkATM Transactions (over 25,000 nationwide) |
FREE
|
FREE
|
FREE
|
FREE
|
FREE
|
| Other ATM Network Locations |
FREE
|
FREE
|
4/mo. FREE then $1.00 each
|
$1.00 each
|
$1.00 each
|
| Point-of-Sale (POS)Transactions |
FREE
|
FREE
|
FREE
|
FREE
|
FREE
|
| Online Banking |
FREE
|
FREE
|
FREE
|
FREE
|
FREE
|
| Online Bill Pay |
FREE
|
FREE
|
FREE
|
FREE
|
FREE
|
| Visa Debit Card |
FREE
|
FREE
|
FREE
|
FREE
|
FREE
|
| Traveler's Checks - Single Signature |
FREE
|
FREE
|
FREE
|
1% of purchase
|
1% of purchase
|
| Money Orders |
FREE
|
FREE
|
$1.50 each (fee is waived with a combined balance of $7,500 or more)
|
$1.50 each (fee is waived with a combined balance of $7,500 or more)
|
$1.50 each (fee is waived with a combined balance of $7,500 or more)
|
| Cashier's Checks |
FREE
|
FREE
|
FREE to self or min. $1,000, othewise $4.00 each
|
FREE to self or min. $1,000, othewise $4.00 each
|
FREE to self or min. $1,000, othewise $4.00 each
|
| "Image" Checks |
FREE (or $7 credit/box)
|
FREE (or $7 credit/box)
|
Standard Pricing
|
Standard Pricing
|
Standard Pricing
|
