Certificates & IRAs

RATES EFFECTIVE AS OF NOVEMBER 26, 2008

Click on the minimum dollar amount below to see corresponding rates.

$2,000 
Minimum

$10,000 Minimum

$25,000 Minimum

$50,000 Minimum

$100,000 Minimum

Bump Certificate

Featured Specials


Bump Certificate*
One time "bump" on certificate
Choose from 15 or 25 Month Terms

Term

Dividend
Rate (1,2,4)

APY* (1,2,4)

15 Months    

($2,000 - $9,999)

2.76%

2.80%

($10,000 - $24,999)

2.81%

2.85%

($25,000 - $49,999)

2.86%

2.90%

($50,000 - $99,999)

2.91%

2.95%

($100,000 And Over)

2.96%

3.00%

     
25 Months    

($2,000 - $9,999)

2.96%

3.00%

($10,000 - $24,999)

3.01%

3.05%

($25,000 - $49,999)

3.06%

3.10%

($50,000 - $99,999)

3.11%

3.15%

($100,000 And Over)

3.15%

3.20%

     
*APY = Annual Percentage Yield.  This is a fixed rate account, penalty for early withdrawal.  One member initiated rate increase allowed during the term, up to the published rate depending on balance. 

(1) Rates shown are accurate as of the effective date and are subject to change without notice, unless otherwise disclosed. Current rates may be obtained by calling us at (951) 656-4411, press 3; or toll-free at (888) 696-2724, press 3.
(2) No additional deposits are permitted to this Certificate once the account is opened.
(4) Accountholder may elect to increase ("Bump-up") the interest rate one time during the term of this certificate, to the rate in effect at the time the election is made, for like certificates offered by the credit union.

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