Home Loan Rates
Please contact our Real Estate Department at 888.696.2724 for current home loan rate information.
Vehicle Loan Rates
Vehicle Loans - New, Used, & Refinanced*
| Loan Type/Year |
Min Amt.
Finance |
Term |
Annual
Percentage
Rate (APR) as
low as**
|
| New Vehicles |
|
|
|
| |
|
12-48 months |
6.29% |
| |
|
60 months |
6.39% |
| |
|
66 months |
6.49% |
| |
$15,000 |
72 months |
6.69% |
| Used Vehicles*** |
|
|
|
| 2002-2008 |
|
48 months |
6.99% |
| |
|
60 months |
7.09% |
| |
|
66 months |
7.19% |
* Refinance rates are available on auto loans being refinanced from an outside financial institution to Visterra CU.
** APR can be reduced .50% on fixed rate loans shown above with Automatic Transfer of loan payments from a Visterra CU checking account set-up on direct deposit or by Payroll deduction directly to the loan.
Motorcycles
| Loan Type |
Term |
Annual
Percentage
Rate (APR) as
low as*
|
| New Motorcycles |
|
|
| |
48 months |
9.75% |
| |
60 months |
10.25% |
* APR can be reduced .50% on fixed rate loans shown above with Automatic Transfer of loan payments from a Visterra CU checking account set-up on direct deposit or by Payroll deduction to the loan.
Personal Watercraft & Off Road Vehicles
| Loan Type |
Term |
Annual
Percentage
Rate (APR) as
low as
|
New Personal Watercraft &
Off Road Vehicles |
|
|
| |
48 months |
9.75% |
| |
60 months |
10.25% |
RV, Boat & Trailer - New & Used
| Loan Type |
Term |
Annual
Percentage
Rate (APR) as
low as
|
| New RV, Boat & Trailer |
|
|
| |
84 months |
7.50% |
| |
120 months |
7.75% |
| |
180 months |
8.00% |
| Used RV, Boat & Trailer |
|
|
| |
72 months |
7.75% |
| |
120 months |
8.00% |
Personal Loan Rates
Signature Loan, Line of Credit, Share Secured, Holiday Express Loan
| Loan Type |
Annual
Percentage
Rate (APR) as
low as
|
| Signature Loan |
11.25%
|
| Line of Credit |
10.75% |
|
Monthly % periodic rate
|
0.895833% |
| Share Secured - Fixed |
5.75% |
| Share Secured - Variable |
|
|
Initial Annual Percentage Rate
|
4.05% |
|
Margin
|
3.00% |
|
Initial daily periodic rate
|
.011096% |
|
Holiday Express Loan
(available 10/1/08 - 12/31/08)
|
9.50% |
Visa Credit Cards
