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Want a safe and easy way to simplify your life? It’s called Direct Deposit. Direct Deposit is a safe and sure means of electronically having your paycheck, Social Security check, or other recurring deposits transferred and available to your account before we open on a particular payday.
Have your employer deposit your pay and/or payroll deductions directly into your account at Visterra CU. Provide your employer with your Member Number and the Credit Union's Routing Number (322271038), the account number, either your Savings or Checking account number depending on where you want the paycheck to be deposited. This may also include Social Security pay, military, and other agencies that use direct deposit of retirement or annuity checks. Once direct deposit is set-up, those funds will be deposited automatically for you in the designated account on that particular payday.
Direct Deposit Is…
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QUICK: Your money is electronically transferred into your account and available to use the morning of the transfer date.
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RELIABLE: Direct Deposit puts money in your account on time, every time. There’s no “check-hold” delay; nothing to get lost. If you move, you won’t have to wait for your check to catch-up.
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CONVENIENT: There’s no need to arrange for a special deposit or trip to the credit union – a real convenience when you are away from home on vacation or business. Your funds are credited to your account, safe and ready to use, whether you’re at home or halfway around the world.
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SAFE: At Visterra Credit Union, deposits are insured to $100,000 and IRA's are insured seperately for $250,000 through NCUA.
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SECURE: Worries about lost, stolen, or misplaced checks are a thing of the past with Direct Deposit. And Direct Deposit is more confidential than paper payments because fewer people are involved in the process.
Your paycheck is an ideal candidate for Direct Deposit. Contact your employer to see if they offer Direct Deposit. It’s safer, faster, easier, and more convenient than checks!
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