"AUTOPAY" is our Automatic Transfer Discount, giving you up to a .50% rate discount on all fixed rate loans (excludes Real Estate and Visa credit cards). Simply have your loan payments automatically transferred from your Visterra CU checking account setup with Direct Deposit or Payroll Deduction and you won't have to worry about ever missing a loan payment. Call us today at 888.696.2724 and save time and money!