Checking Accounts
Financial needs grow and change as does your lifestyle. Whether opening your first basic checking account or looking for a variety of financial services, you'll find what you need at Visterra Credit Union.
Apply online 24 hours a day!
| Details | Vantage Checking | Premium Checking | Choice Checking | Freedom Checking | Merit |
| Best For Members |
looking to earn higher dividends & looking the most FREE benefits | looking to earn dividends & looking for FREE benefits |
with Direct Deposit |
not wanting to maintain a daily minimum balance |
looking to re-establish their checking account |
| Earns Dividends | Balances $10,000 + (tiered) |
Balances $.01+ | N/A | N/A | N/A |
| Initial Opening Deposit | $10,000 | $50 | $50 | $0 | $100 |
| Monthly Service Charge | $15 Waived with $10,000 min. daily balance |
$10 Waived with $2,000 min. daily balance |
$5 Waived with Direct Deposit OR $500 min. daily balance |
NONE | $18 |
| APPLY FOR VANTAGE CHECKING |
APPLY FOR PREMIUM CHECKING |
APPLY FOR CHOICE CHECKING |
APPLY FOR FREEDOM CHECKING | APPLY FOR MERIT CHECKING |
|
| Unlimited Writing | YES | YES | YES | YES | YES |
| Instant Issue Visa Debit | FREE, Upon Approval |
FREE, Upon Approval |
FREE, Upon Approval |
FREE, Upon Approval |
FREE, Upon Approval |
| CO-OP & Allpoint ATM Transactions | FREE | FREE | FREE | FREE | FREE |
| Other Network ATM Transactions | FREE | FREE | 4/mo. FREE then $1.00 each | $1.00 each | $1.00 each |
| Online Banking | FREE | FREE | FREE | FREE | FREE |
| Bill Payer |
FREE | FREE | FREE | FREE | FREE |
| E-statements | FREE | FREE | FREE | FREE | FREE |
| Telephone Banking (ART) | FREE | FREE | FREE | FREE | FREE |
| "Image" Checks | FREE (or $7/box credit) |
FREE (or $7/box credit) |
Standard Pricing | Standard Pricing | Standard Pricing |
| ID Theft Services | FREE | FREE | FREE | FREE | FREE |
