Members accounts are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury and administered by the National Credit Union Administration (NCUA). Federal insurance protects your money in share savings, checking, money market, certificate, trust, and retirement accounts.

NCUA coverage is to credit unions as FDIC, or Federal Deposit Insurance Corporation, coverage is to banks. Both funds are backed by the full faith and credit of the U.S. government.

Funds at Visterra Credit Union are federally insured up to $250,000 but may be insured for even more than $250,000 depending on how your accounts are established (see table below). Traditional and Roth IRAs are insured seperately for an additional $250,000.