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RATES AS OF MARCH 10, 2010
| Regular Savings (7) | Holiday Saver (6) | Youth Accounts (7) | |
| Best for | General savings | Holiday shopping & travel expenses |
Members 0-18 |
| Annual Percentage Yield (APY) |
0.20% | 0.20% | 0.20% |
| Dividend Rate | 0.20% | 0.20% | 0.20% |
| Compounding period | Quarterly | Monthly | Quarterly |
| Minimum Balance | $100 | $25 | N/A |
| Initial Opening Deposit | $50 | $25 | $5 |
| Minimum Balance Fee | $3 | $3 | N/A |
| Online Banking | FREE | FREE | FREE |
| Bill Payer | FREE | FREE | FREE |
| E-statements | FREE | FREE | FREE |
| Telephone Banking (ART) | FREE | FREE | FREE |
(1) Rates shown are accurate as of the effective date and are subject to change without notice, unless otherwise disclosed. Current rates may be obtained by calling us at (951) 656-4411, press 3; or toll-free at (888) 696-2724, press 3.
(2) No additional deposits are permitted to this Certificate once the account is opened.
(3) 5-month term renews into a 3-month term; 15-month renews into a 12-month term.
(4) Account holder may elect to increase ("Bump-up") the interest rate one time during the term of this Certificate, to the rate in effect at the time the election is made, for like certificates offered by the credit union.
(5) APY and APR for each tier will be paid on the entire balance in the account.
(6) APY and APR shown are as of the last declaration date which was February 24, 2010.
(7) APY and APR shown are as of the last declaration date which was December 30, 2009.
