Get convenience, security, and world-wide acceptance at over 28 Billion locations with a Visa® card from Visterra Credit Union. Enjoy low fixed rates, choose the Rewards option and pay yourself back with travel and/or merchandise credits, plus all of your online transactions are protected when you sign up for Verified by Visa.
Apply online or by phone, 24 hours a day!
Platinum Classic
| Features & Benefits | Platinum Rewards | Classic Rewards |
Classic | |
| Annual Percentage Rate |
Yes - see below | as low as 13.99% |
as low as |
|
| Annual Fee | as low as 11.99% APR* = $0 as low as 8.99% APR* = $50 |
$50 | $0 | |
| Online Statement Access | Yes | Yes | Yes | |
| Purchases Verified by Visa | Yes | Yes | Yes | |
| Cardholder Inquiry Service | Yes | Yes | Yes | |
| Roadside Dispatch | Yes | No | No | |
| ID Theft Services | Yes | Yes | Yes | |
| Lost/Stolen Card Reporting | Yes | Yes | Yes | |
| Travel and Emergency Reimbursement |
Yes | No | No | |
| Merchandise Point Awards | Yes | No | No | |
| Travel Point Awards | Yes | Yes | No | |
| Lost Luggage Reimbursement (carry-on & checked) |
Yes | Yes | Yes | |
| Travel Accident Insurance | Yes | Yes | Yes | |
| Warranty Extended Service | Yes | No | No | |
| Year-End Summary | Yes | No | No |
*APR is Annual Percentage Rate. Rates and terms may vary depending on approved loan amount. Rates may be higher depending on individual credit rating. Rates subject to change without notice.
The ANNUAL PERCENTAGE RATE may change on the fifteenth (15th) day each month. These are known as rate change dates. The Index value used for a given billing cycle will be the value as published on first (1st) business day of the current month before the change date. The new ANNUAL PERCENTAGE RATE, if applicable, will be effective on the fifteenth (15th) day of each month. If more than one rate is published, the Index will be the highest of the rates published.